Do you or any of your employees use their own vehicles on company business?

Do any of your employees use their personal car on a business errand such as going to the bank or to the Post Office for you?

If yes, we recommend that you purchase Non-Owned Liability insurance.  This would provide coverage for your business in the event your employee is involved in an accident using their personal vehicle while on company business and your company is sued.  Non-ownership Liability offers coverage for your business and is excess of the limits provided by the personal policy of your employee.